Family Economy

Wishlist
1

Main Idea

Currently, the money system works primarily as a household common fund. Although there is an option to withdraw money from the bank, it is often unclear what its usefulness is when all family members share the same money.

The proposal consists of introducing an individual and shared bank account system, which allows for more realistic and narrative economic management within families.

System Functionality

Each Zoi could have:

  • Personal account: their own money that only that character can use.
  • Household account: common fund for house expenses.
  • Optional shared accounts (for example between couples).

When moving in with another character, several options could be chosen:

  • Fully shared account
  • Separate accounts
  • Mixed system (personal account + common account)

This would allow for more realistic situations, as if it were a separation of assets.

Gameplay Examples

This system would allow for many interesting interactions:

  • Giving birthday money to a child, which would go into their personal account.
  • Grandparents who provide financial help to children or grandchildren.
  • Couples where each one manages their own money.
  • Teenage children who learn to manage their own budget.
  • Characters who save in secret for personal projects.

Benefits for the Game

  • Greater realism in family economics.
  • More emergent stories between characters.
  • Greater depth in money management.
  • New family and social dynamics.

This system would make economic decisions within the household more meaningful and would add new forms of interaction between Zois.

11 Likes
2

All of these ideas are great. Honestly I think this is the way to go. Children shouldn’t be able to endlessly use the family’s funds, and working adults from a family usually don’t share their accounts unless they are married. Siblings, parents and daughters or sons usually have their own finances going on.

This is something worth sharing in Brainstorming with Kjun, both here and on Discord!

4 Likes
3

I love it!

When a baby is born, the parents could open a savings account for the child and deposit what the player wants. Later, if the parents split up, there can be support payments made to both the child and the primary caregiver.

PLUS!!

If all family members have their own finances, then children would choose to eat soup instead of spending hundreds of mew per day on food, despite family meals that are provided and/or leftovers in the fridge. :partying_face:

3 Likes
4

Great idea! I’ll add it to the brainstorm. I’ll try to post it on Discord too, but that application drives me crazy :slight_smile: If I can’t manage it, I’ll ask you for help :wink:

4 Likes