i moved with a new zoi in a building and i can already afford a car even though she doesnt even have a job nor earned any money by herself, i think the prices and wages should get balanced so its more of a “challenge” to afford things
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This one is a bit harder to fix.
I feel salaries are not bad per say, a house costing 20k, a good salary of 2k… 10x income is about on par with most RL countries nowadays (which sucks, but whatever 
). If anything, I feel painting with it’s ridiculous 4-6k per painting sold at level 8-10 breaks the game as it gives too much money.
I will offert this solution tho… The staring money should be a choice.
Like starting a game, you should be able to pick 4 choices :
- Dead broke (Start with 0 mew). Also good for Rags to Riches challenges ppl love doing.
- Struggling (Start with 15000). Enough for the cheapest of houses (or build your own crappy shack).
- Normal (Start with current amount… I think it’s 30k now ? Have not started a new game in a long time).
- Well-off (start with like 55000, as it used to be before the Cahaya update).
That way depending on how you want to play, you pick the option you want.
What do you think ?
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i think thats a good idea, though i must say, i think i saw in the game that we have the option to take a loan? which could be considered to take, for the realism
or a real crazy idea, you know like in sims 4 where you can go trough that test in cas and it gives you a sim with fitting traits etc ?, i think something similar but instead in inzoi it will be about the previous living situation which then determines the amount of money you may realistically have left in your account (which would be very indepth asking things like “how many meow did your parents earn?” “what city did you grow up”, (if ya+) “what school education do you have” these kinda things, then they will do two things, one is calculating a fitting amount of starting money and it will also show as a
idk how to call it
”memory” thing? like “Milestones” kinda but different, where you see your past on a sheet based on what you picked, this way this could also decide how the zoi makes it trough life, like in my previous post, if its not a newborn (some ideas about life choices and how a zoi will live their life - Wishlist - inZOI Forums)
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True, but loans are flawed.
You can buy a premade house, and if short on funds you will be offered a loan, yes. (You can even buy the 200k+ valued ones !)
But if you want to purchase an empty lot and build on it, or plop a house you got from canvas (even your own houses), you WILL NOT be offered a loan. This is really sad and I wish you’d be offered the loan when trying to place a house you do not have the money for… At least for your first house.
It was a great addition to the game, agreed, but still room for improvement.
there should be interest and also a limit on what loans you can take with consideration of your income
Interests are already there, it cost me 2k per 2 days for my large mansion in bliss bay at the 203 address or something like that. Maybe allow to take large loans based on salary like you say, but then it makes Zois who do not work but do their own thing (painting, software/music development) not able to get loans.
I like the move-in loans, it’s a good system, it just need something to allow them for non-premade house at the beginning of the game. imho.
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yeahh, what do you say about my other idea with the thing that we can pick the past of our zoi in the caz and the zoi will have a starting fund depending on the life it had?
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If it’s optional that would be really cool !
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